General information

Insurance is known as protection. Life insurance, health insurance and personal property insurance are just a few of the many options available. These insurances are available for your travels. These coverages are part of travel insurance portfolios and are available in the form of a plan. These covers can be purchased individually or in combination.

Among the most popular are;
  1. Comprehensive insurance
  2. Emergency medical insurance
  3. Trip cancellation and interruption insurance
  4. Baggage and personal effects insurance
  5. Rental car damage insurance
  6. Visitor(s) to Canada insurance
  7. Support services

To find out more about all our products, please contact one of our agents.

What is travel insurance?

Travel insurance is a contract (policy) between you (the insured) and the insurance provider (the insurer) that applies to you, your trip and your travel arrangements. This contract (the policy) reimburses you if you (the insured and policyholder) suffer certain losses as specified in the (policy).

To obtain an insurance policy, you have to pay a sum of money, called a (premium). In exchange, (the insurer) agrees to pay you a sum of money, i.e. an (indemnity), when an event for which you are insured occurs during the period of coverage and/or duration of the contract. This contract (travel insurance policy) comes with an assistance service designed to help you when you suffer one or more of the risks specified in the contract (policy). Travel insurance coverage applies mainly to emergency medical expenses, trip cancellation and interruption, personal property, plus many others.

When purchasing a travel insurance policy, it is recommended that you read and fully understand the explanation of the following topics: Eligibility, General Information, Benefits, Definitions, Exclusions, Conditions. For peace of mind, start every trip with travel insurance.

Why do I need travel insurance?

Life is constantly evolving. And throughout life, unforeseen emergencies can arise at any time. Often, these emergencies occur while traveling, and are usually very costly. What you need to know before leaving your province or Canada

Health insurance

  • Your provincial or territorial health care plan may not cover any costs or, at best, reimburse only a small portion of the costs of medical care received outside your province or abroad.
  • In reality, your Canadian health insurance is not valid outside Canada.
  • Hospitalization abroad can be very costly, requiring immediate cash payments.

In case of medical emergencies in other countries.

  • In some countries, hospitals and clinics refuse to treat patients who don’t have sufficient insurance or who don’t have enough money to pay for their care.
  • The government of your province or of Canada will not pay any medical expenses.
  • What’s more, some countries now require travel insurance when you arrive at their borders. When you arrive, he checks whether you have travel insurance. If you don’t have one, they force you to buy their country’s travel insurance, which is often incomplete, before letting you into their country.

Non-refundable amount for trip cancellation or interruption

If you have to cancel your trip or change your travel arrangements, you are most likely subject to penalties that are often unforeseen and very costly.

Your personal property

When traveling, your personal belongings can be lost, damaged or even stolen.

Don't risk your health, your savings, your personal assets or your lifestyle. Above all, minimize your risks by taking advantage of travel insurance. Undertake every journey with peace of mind. Leave insured!